The information contained in this website is for general information purposes only. The information is provided by H.J. Vera & Company LLC and while we try to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

We are not responsible for your actions. You are solely responsible for your own moves and decisions and the evaluation and use of any mentioned products and services should be based on your own due diligence. You agree that H.J. Vera & Company LLC is not liable to you in any way for your results in using such products and services. See our Terms Of Use for our full disclaimer of liability and other restrictions.


Here at H.J. Vera & Company LLC, we dislike unsolicited commercial email (UCE), otherwise known as spam or junk email, as much as you do. Maybe more, since our team gets lots of email every day and there’s no bigger waste of time than deleting all that junk!

We consider spam to be an offense and disservice to the entire Internet community. This is why we fully endorse and comply with all the requirements of the CAN-SPAM Act of 2003 (Controlling the Assault of Non-Solicited Pornography and Marketing Act). We also comply with all other applicable unsolicited commercial email laws.

How does this affect you? When you subscribe to our digital/electronic newsletters or other online communications from us and through our website, we always give you the option to unsubscribe. You can do that immediately, or you can do that any time in the future simply by clicking a link in the email you receive from us.

(Of course, if you send us a support email, an email about billing, or any other individualized email, we will naturally respond personally.)

If you have questions, concerns or feedback about this anti-spam policy, just ask.

Send an email to help (at) hjvera.com and let us know what’s on your mind.


H.J. Vera & Company LLC may receive compensation for products and services referenced at HJVERA.COM – at no extra cost to you. However, this is not always the case. Now if you do not want H.J. Vera & Company LLC to be compensated for these recommendations, then we suggest that you search online for the item through a non-affiliate link.

While it is a good practice for the visitor of any site to treat every product recommendation with a healthy degree of skepticism, it would be a mistake to assume that every recommendation is invalid just because there may be a commission paid to the affiliate.

If you do not see a disclosure policy on a site, that site may be committing an offense.

We hope that you have a useful and meaningful experience as a direct result of doing business with us. We welcome any feedback that may help us to improve your experience when visiting this website and working with us firsthand.

You can write us at HELP (at) HJVERA.COM

Lastly, in addition to reading our Disclosures page, we also make our Privacy Policy and Terms Of Use publicly available and suggest you read them.